Financial Planning

Financial planning is all about confidence. Yours.

Who needs a financial planner?

You don’t need to be wealthy to need a CERTIFIED FINANCIAL PLANNER (CFP®). Anyone with dreams for the future can benefit from a CFP’s professional advice. At Financial Planning Advisors, we will show you how to seek to meet rising college costs… buy a new house in a few years… or retire in your current home.

We will review and analyze your current financial situation and map out a customized plan for the future. You may want to consolidate loans, expand a business, put something aside for your children, or learn to how reduce your tax burden.

Life got complicated.  We can help simplify things.

You may feel overwhelmed when it comes to insurance, tax and IRA rules, stocks, bonds and mutual funds. You’re not alone. Most people find it difficult to put together a practical, successful financial plan when faced with inflation, changing tax laws, and a complex array of products. Life changes can complicate matters further, especially the birth of a child, marital status change, retirement, or death of a loved one.

As CERTIFIED FINANCIAL PLANNERTM Practitioners, we are trained to examine all your options, recommend realistic strategies, and most importantly, present this plan of action in easy-to-understand terms.

We like to think of it as objective, inexpensive, high quality service.

The CFP® difference.

When looking for a professional counselor, remember that not every financial planner has earned the CFP® designation.  CFP® professionals must have at least three years experience in the financial services industry demonstrating competency in areas including insurance, taxes, investments, retirement, and estate planning.  Members of the CFP® Board, a non-profit professional organization, are expected to complete annual continuing education requirements and adhere to the Board’s Code of Ethics.

Professional expertise.
Tailored to your needs.

Financial Planning Advisors provides fee-based, comprehensive financial plans for individuals and businesses.  We begin by conducting an initial interview during which we objectively answer questions and help clarify your priorities.

Once you become a client, you receive a customized, written plan.  We never try to sell you insurance or other products you don’t need.  Your personalized plan is part of an ongoing process involving evaluation of your immediate and future goals and financial circumstances.  These include your assets, family situation, insurance needs, cash flow, income, and tax liabilities.

Recommendations are thoughtfully designed to complement one another and encourage growth.  Our plans are easy to implement and update with your changing needs and situations.

You get our full attention.

We want you to feel comfortable and at ease.  And we believe in one-on-one relationships.  That’s why Nancy, Tricia, and Julie work with a limited number of new clients each year, so all clients receive the close, individualized attention they deserve. Flexible hours are available by appointment in our office or your home. 

In addition to individual written financial plans, specific services include:

  • Retirement planning
  • Design and management of investment portfolios
  • IRAs, Roth IRAs and rollovers
  • Tax preparation and tax planning
  • Estate planning
  • College planning
  • Life, long-term care, disability and other forms of insurance
  • Planning for small businesses and their owners
  • Seminars and presentations on financial planning topics
  • Financial planning for those going through divorce

While all information provided is based on current tax law, for all tax matters consult with your tax advisor.